{"id":1111,"date":"2026-03-17T16:51:00","date_gmt":"2026-03-17T16:51:00","guid":{"rendered":"https:\/\/ganhoy.com\/9e865df0-be96-4ac9-9161-68446ba54a1e\/"},"modified":"2026-03-17T16:51:36","modified_gmt":"2026-03-17T16:51:36","slug":"9e865df0-be96-4ac9-9161-68446ba54a1e","status":"publish","type":"post","link":"https:\/\/ganhoy.com\/fr\/9e865df0-be96-4ac9-9161-68446ba54a1e\/","title":{"rendered":"ASN Creditcard review: Veilig betalen wereldwijd en 180 dagen aankoopbescherming"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aanbevolen voor jou<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">ASN Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Jaarlijkse kosten \u20ac37,50 (of \u20ac27,50 voor studenten). Keuze bestedingslimiet tot \u20ac5.000. Aankopen 180 dagen verzekerd en wereldwijde dekking.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/ganhoy.com\/fr\/redirect\/?https:\/\/www.asnbank.nl\/betalen\/asn-creditcard.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Nu aanvragen<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Je vous conseille de vous adresser \u00e0 un autre site Web<\/small>\n<\/div>\n<p>De ASN Creditcard, uitgegeven in samenwerking met ICS, biedt Nederlandse consumenten een verantwoorde optie om wereldwijd veilig te betalen. De jaarlijkse kosten bedragen \u20ac37,50 en voor studenten is het tarief aantrekkelijker, namelijk \u20ac27,50. Je kunt een bestedingslimiet kiezen tot maximaal \u20ac5.000 en aankopen zijn 180 dagen verzekerd tegen verlies, beschadiging en diefstal. Je ontvangt maandelijks een duidelijk rekeningoverzicht.<\/p>\n<p>Let op dat je een ASN betaalrekening moet hebben om deze creditcard te kunnen aanvragen. De betalingstermijn is maximaal 21 dagen na aanschaf zonder extra rente. Extra handig: er is een aanvullende reisverzekering bij inbegrepen voor extra zekerheid onderweg.<\/p>\n<h3>Stap voor stap aanvragen<\/h3>\n<p>Wil je de ASN Creditcard aanvragen, dan kun je dit geheel online doen. Eerst open je een ASN betaalrekening als je die nog niet hebt. Vervolgens kies je de gewenste bestedingslimiet. Daarna vul je je persoonlijke gegevens in op het digitale aanvraagformulier. ICS voert vervolgens een kredietwaardigheidscontrole. Als alles akkoord is, ontvang je je creditcard snel via de post.<\/p>\n<h3>Voordelen op een rij<\/h3>\n<p>Een groot voordeel is de 180 dagen aankoopverzekering. Die biedt extra gemoedsrust bij het doen van grotere of kostbare aankopen. Ook de aflevergarantie is prettig, je betaalt nooit als je bestelling niet is geleverd. Uiteraard kun je wereldwijd betalen en profiteer je van een overzichtelijke app voor je uitgaven.<\/p>\n<h3>Nadelen om rekening mee te houden<\/h3>\n<p>Voor het opnemen van contant geld betaal je relatief hoge kosten: 4% van het bedrag. Ook moet je een ASN Bankrekening aanhouden; dat maakt de kaart minder toegankelijk voor wie elders klant is. Verder wordt de creditcard in Nederland niet overal geaccepteerd, aangezien pinnen gangbaarder is.<\/p>\n<h3>Eindoordeel<\/h3>\n<p>De ASN Creditcard is vooral geschikt voor wie waarde hecht aan duurzame keuzes, online veiligheid en verzekerd willen zijn bij aankopen. Studenten profiteren van een goedkoper alternatief. Ondanks een paar kleine nadelen, zoals opnamekosten, is dit een solide en veilige keuze voor iedereen met een ASN bankrekening.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aanbevolen voor jou<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">ASN Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Jaarlijkse kosten \u20ac37,50 (of \u20ac27,50 voor studenten). Keuze bestedingslimiet tot \u20ac5.000. Aankopen 180 dagen verzekerd en wereldwijde dekking.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/ganhoy.com\/fr\/redirect\/?https:\/\/www.asnbank.nl\/betalen\/asn-creditcard.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Nu aanvragen<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Je vous conseille de vous adresser \u00e0 un autre site Web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Ontdek de ASN Creditcard met 180 dagen aankoopverzekering, veilige betalingen wereldwijd en voordelig studententarief. Vergelijk eerlijk alle voor- en nadelen in deze onafhankelijke review.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[10],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ASN Creditcard review: Veilig betalen wereldwijd en 180 dagen aankoopbescherming - Ganhoy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ganhoy.com\/fr\/9e865df0-be96-4ac9-9161-68446ba54a1e\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ASN Creditcard review: Veilig betalen wereldwijd en 180 dagen aankoopbescherming - Ganhoy\" \/>\n<meta property=\"og:description\" content=\"Ontdek de ASN Creditcard met 180 dagen aankoopverzekering, veilige betalingen wereldwijd en voordelig studententarief. 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